According to a recent survey of 52,000 households, “40 per cent of home loan applications were rejected in December 2018” (Mortgage Business: Home loan rejection rate hits 40%, 21/01/2019). The cited article goes on to suggest that this is an increase of 32 per cent during the 12 months from December 2017! Staggering figures to say the […]
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On top of the emotional impact, there are practical rami cations as well. We look at how to make the transition a little less stressful. When there’s a separation or divorce, debts you’ve accrued during the relationship unfortunately don’t go away. The longer a couple is together, the harder it can be to unravel all […]
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Reducing the interest you pay on your mortgage could help you save thousands of dollars in interest over the period of your loan. As there’s plenty of competition in the home loan sector, it could be worth looking around for a lower rate. What is re nancing? Re nancing is the process of replacing an […]
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Does superannuation offer an avenue to help downsizers and first home savers? The Government seems to think so. Late last month the detail of the housing initiatives announced in the Federal Budget were released for consultation. We explore what’s on offer and the implications. Super concessions for downsizers If you are over 65, have held […]
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